With over 20 years nationwide experience in both community and mega banks, Joe Marchese is a battle tested financial services turnaround and growth executive. He has led the pre-acquisition diligence, credit cultural assimilation and trouble-shooting of several performing or troubled bank acquisitions. He is an expert bank crises manager, and loan portfolio turnaround and growth specialist, who has also developed new lending products and marketing niches. His keen business development and negotiating skills are effective in the field winning transactions and building existing customer relationships.

Joe has finely developed experience as a supervisor and critical strategy tactician of legal counsel performing litigation or loan documentation. Throughout his career, he has acted as a catalyst to loan growth coaching advanced loan structuring and problem-solving skills, as well as protecting prized clients from predatory competition. His unique combination of skills extends to visionary strategies for bank organizations. His three consecutive turnarounds of banks run the range from cultural and credit-discipline management to deeply troubled institutions with multiple crises situations under the duress of regulatory enforcement actions. This included the successful coaching and supervision of the disposition of over $400 million in non-performing and under-performing assets, followed by record profitability and a successful capital raise for the organization. These victories over adversity earned him a solid reputation in the bank regulatory community.

Joe is an excellent judge of subordinate talent to help achieve objectives. Typically, Joe simultaneously supervises several administrative areas, credit underwriting and policy, inside and external legal counsel, loan workout teams, loan documentation, operations and servicing, collateral appraisal, and bank acquisition identification, diligence and integration. In recent years, he has also been active as a political lobbyist at the federal level over banking regulatory issues and regulatory reform. Marchese has consistently demonstrated the talent and vision to lead financial services firms from deteriorated performance back into profitability, restoring balance sheets to strength, and loan portfolios to safety and soundness while enhancing growth opportunities.